Why Do People Hate Insurance Companies??

Remember the 2007 Houston office fire that killed three people? It was set by a woman trying to cover up the fact that she didn't do what she was supposed to do. She got 25 years in prison. Well, the property owner of the building is being sued for wrongful death. Now, since the fire was set by the crazy woman and she's responsible for the deaths of those people I would imagine the insurance company, Great American, would argue that point. Instead, they are using the argument that the smoke that killed the people was "pollution" and therefore the insurance company doesn't have to pay. That's like saying a stabbing victim didn't die from the knife wound, but from loss of blood through a hole in the skin. This leaves the judge in a quandary. To any lay person, the insurance company ought to fight on the argument that Misty Ann Weaver is responsible for the deaths, not the property owners. Be interesting from a legal standpoint to see how this turns out.